Idea: People take a lifetime to build wealth but they spend no time managing it.  Instead, they outsource that responsibility entirely to the financial planning industry, which has one goal:" to increase assets under management and charge a % fee".

TakeStock.ai is a financial information custodian that leverages ai to help people make financial decisions that optimize the realization of their goals

Idea: Nurses are suffering in the post-COVID era. In fact, 37% of them are considering leaving their profession which would be a calamity for the healthcare system and society as a whole.

In collaboration with leading nurse theorists and practitioners, we created the Nursing Way to help nurses remember their own way, the way of the heart, the way of the healer.

Idea: a first, the Montclair School District funds its capital expenditures through direct representation of parents whose kid's future are at stake.

Co-led 1st referendum campaign to approve the issuing of $200M in muni bonds to fix old school buildings.  Won 94% of the votes.

Idea: unprofitable businesses can now fund their growth by buying "new clients" or "growth" "as a service" and by using sales proceeds to pay for cohorts post-conversion. 

Regenerative funds the upfront cost of each cohort so there is NO need to dilute investors or take costly debt to increase yearly marketing budgets.

Idea: Businesses recognize that consumers who "gift" their products/services save them the cost of acquiring new customers and they invest a significant part of that saving in a Gift Discount upfront. 

If the gifters and the recipients are given the same deep discounts, such program can turn into self-fulfilling diffusionl. We call it PayForwarmarketing.

Idea: augment (max double) the ROI of a Green Bond by linking it with the peer education/product diffusion that the bondholder generates over time.

When the environment goes viral.